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Accident Weekly Indemnity (AWI)
PRODUCT NEED and use:
An insurance company will often include Accident Weekly Indemnity (AWI) as part of a quota share cession of a package of accident benefits, where the main purpose is to reduce exposure on the Accidental Death & Dismemberment (AD&D) line. Less frequently, AWI is reinsured as part of a class of coverage to which the insurance company does not usually have exposure, and so wishes to cede 100% of the class, or a risk within the class (for example, Volunteer Firemen).