Known Concentrations Reinsurance

In many cases, an insurer may not wish to retain the exposure posed by a multi-life loss on a single policy. By purchasing Known Concentrations Reinsurance, an insurer is able to reduce or eliminate the potential for large losses resulting from a single event, for example, attendees of an annual sales meeting on a single aircraft. Quite often insurers are faced with unusually high aggregations of risk associated with groups or associations. For example, conventions or special events will create both aircraft concentrations and land-based hotel concentrations. Sutton Reinsurance offers high-limit reinsurance to protect insurance companies against temporary exposures for known concentrations.