Limits:

$5M per person

$25M per occurrence

The insurance company may not wish to retain the high sums insured now generally offered, or risk the potential of concentrations of lives on a single conveyance. In addition, as Trip Travel, Credit Card, and Travel Agent Reinsurance is often several different types of coverage (Flight Accident, Out of Country Medical, Trip Cancellation, etc.), an insurer may wish to carve out a specific Trip Travel, Credit Card, and Travel Agent Insurance coverage because they lack the expertise to underwrite it, or perhaps it does not fall within their charter.